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Upgrading Dilemma Bridging Loan Mortgage Portability

MY JOURNEY

Personalized checklist for your Dutch real estate adventure.

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Selling Pad
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Moving Up
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Buying Journey

Step 1

Hypotheek (Mortgage)

Understand how much you can borrow before looking for a home.

Step 2

Aankoopmakelaar (Buying Agent)

Decide if you need a professional to help you find and bid on a home.

Step 3

NHG (National Mortgage Guarantee)

A safety net that can also get you lower interest rates.

Step 4

Listing Sites

Where to find available properties in the Netherlands.

Step 5

Bidding Process

How to place a winning bid in a highly competitive market.

Step 6

Notary & Closing

The final legal steps, signing the deed, and paying the fees.

Selling Journey

Step 1

Valuation & Strategy

Determine your home's worth and set an asking price.

Step 2

Preparation & Photos

Get your house ready to shine for Funda and viewings.

Step 3

Verkoopmakelaar (Selling Agent)

Hire a professional to market your home and negotiate.

Step 4

Energy Label

Secure the mandatory definitive energy label.

Step 5

Viewings & Negotiation

Host potential buyers and finalize a deal.

Step 6

Notary & Handover

The final inspection and signing the deed of transfer.

Moving Up

Step 1

The Upgrading Dilemma

The 'Buy vs Sell first' dilemma and the moving house journey.

Step 2

The Bridging Loan

Accessing equity from your current home before it's sold.

Step 3

Mortgage Portability

Keeping your current low interest rate for your next home.

Dutch Home Guide

Your trusted guide to buying & selling homes in the Netherlands. We simplify complex Dutch real estate rules for everyone.

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